Over-the-counter pet medications are where a lot of owners quietly overspend: flea and tick preventives, ear and eye treatments, allergy relief, digestive aids, wound care. This section covers what you can safely buy without a prescription, what the store brand versus name brand difference actually amounts to, and where cutting costs is a bad idea for your pet's health. As a licensed comparison broker (NPN #17028173) with first-hand underwriting experience from our years as an active insurer, we also flag which OTC purchases your policy may reimburse and which ones never will.