Whether you live in Chicago or Springfield, pet owners all over Illinois have unearthed the benefit of pet insurance.
Reasons to Consider Pet Insurance in Illinois
Pet insurance Illinois is a great idea for those living in the Land of Lincoln. Your pet needs help from you to keep warm during the winter months. Learn here how to keep pets warm and safe during the winter. When you start preparing your home for winter, keep your pet’s comfort and safety on your list. Here are some ways to keep your pet from developing hypothermia during the winter: Preventing Weather-Related Hypothermia in Dogs and Cats.
- Winter Checkup Make sure to take your pet to the veterinarian before the winter season starts, especially if your pet is currently suffering from any conditions. Cold weather may worsen your pet’s conditions and therefore additional treatment or procedures might be necessary to keep your four-legged family member healthy and protected.
- Cold-Related Illnesses There are many problems associated with freezing temperatures; however, the most common among pets are frostbite and hypothermia. You can prevent either of these conditions by bringing your pet indoors when the temperature drops. As a rule, if you are cold, your pet is cold, too, even if he/she has long hair. If your pet is outside in the cold weather, provide your pet with an ample amount of hay (and change it regularly) rather than blankets.
- Check Their Paws Checking paws during the winter months for cold weather injury can help keep your pet healthy. If your pet has cracked or bleeding pads, take him/her to a veterinarian.
Pet Liability Insurance in Illinois
In addition to health insurance, liability insurance is a smart investment for both you and your pet. Liability insurance protects you from financial burdens that arise if your pet ever causes bodily harm or property damage to a third party. Pet liability insurance is a particularly important investment to make when living in Illinois. According to the Insurance Information Institute, Illinois had the fourth largest number of dog claims filed in the United States. In 2014, 872 pet liability claims were made in Illinois at an average of $34,894 per claim, almost $3,000 more than the United States average cost of claim (iii.org). The claims valued at a total of 30.4 million dollars at the end of the year (iii.org). Illinois’ Animal Control Act holds the owner of the offending pet liable for the full amount of the injury if the attack was unprovoked.