First of all, pet insurance has great value because a pet insurance plan shares the financial risk associated with healthcare for a pet. In exchange for your premium payment, the pet insurance plan reimburses some of the costs associated with veterinary care according to the plan’s guidelines. Not every pet will suffer from an expensive illness or injury. However, unexpected illnesses and accidents do happen to pets and their families every day, and they can be a real budget breaker.
Then, consider the rising cost of veterinary care. That’s primarily because the level of care is constantly increasing as new technologies become available to local veterinarians. As a pet owner, you understand a visit to a vet may include a thorough examination, lab tests, x-rays, consultations, surgery, and medication. These days, many vet hospitals and clinics also offer laser equipment, digital x-ray technology, ultrasound, chemotherapy and more.
The value of pet health insurance
Help with high-cost, unforeseen health issues
As mentioned before, treatment for an injury, such as a car accident, may lead to surgery and extensive follow-up care costing thousands of dollars. Treatment for a chronic illness can last for months, years, or even the remainder of a pet’s life.
Ability to get high tech care when your pet needs it
The money you save on routine preventive care like vaccinations and teeth cleaning through pet health insurance could be applied to paying for these cutting edge diagnostics and therapies. We all own insurance policies like auto, home and life we hope we never need to use. But, pet health insurance allows you to reap benefits right away when you take advantage of preventive care measures.
Protection for your investment
Over time, caring properly for a pet results in significant financial and emotional investments. Good pet insurance coverage is an affordable form of protection.
Pet Insurance for Peace of Mind
Many pet parents find it easier to sleep at night knowing they are better prepared to afford quality veterinary healthcare. Our pets quickly become like family members. Naturally, we want to contribute all we can to their well being. In fact, many people say there is nothing they would not do for their pet. Having pet health insurance can expand your financial ability to make sure they get what they need, when they need it.
Dr. Steve Pearson, Doctor of Veterinary Medicine
Dr. Steve Pearson previously held the position of chief of staff at a corporate veterinary practice for over 5 years and is certified in Veterinary Practice Administration from American Animal Hospital Association. The statements made in this article are the personal opinions of Dr. Pearson and based on independent experiences and could be different from the opinions of PetPremium Pet health Insurance or any other pet health insurance provider.
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